CTC calculation in India involves multiple salary components and statutory benefits. This guide explains the full form of CTC, its meaning, and how Indian companies calculate it. It includes employer PF contribution, gratuity, allowances, bonuses, and insurance benefits. With real-life examples, the article shows how CTC translates into monthly take-home salary. Helpful for freshers, ... https://savvyhrms.com/ctc-full-form-meaning-calculation/