A non-warrantable condo is a building that doesn't qualify under traditional loan standards established by Fannie Mae or Freddie Mac. Lenders can consider these condos more risky because of low owner-occupancy, litigation issues, or too much commercial space in the project. Buyers could end up with few financing choices, usually in the form of higher down payments and adjustable-rate ... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans