" Your company's programs could be regarded "grandfathered" should they existed on March 23, 2010, and also have not considerably improved. Regardless of whether your health system is grandfathered or not, you'll be able to maintain your present program so long as your insurance company continues to provide it. http://third-party-liability-ins86172.blog-a-story.com/1334054/5-easy-facts-about-insurance-for-small-business-owners-described